In September, the Federal Reserve cut interest rates for the first time since 2020, and with that cut, the U.S. economy entered a new chapter of the post-pandemic story. This policy shift signals the beginning of the end of higher rates. But aside from lower rates, what could it hold? In this edition of our quarterly Market Update video, CAPTRUST Chief Investment Officer Mike Vogelzang explains what’s happening in the market, and what could happen next as this new chapter unfolds.
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To download a copy of the transcript, click here.
Please note: This is an AI generated transcription – there may be slight
grammatical errors, spelling errors and/or misinterpretation of words.
Executive Benefits for Plan Sponsors
Your most senior employees often have complex compensation and benefits,
which aren’t well served by one size fits all financial wellness solutions. Today,
we’ll discuss what CAPTRUST at work can do for your key employees.
As one of the country’s leading retirement plan advisors, CAPTRUST has
decades of experience in complex employee benefits. We understand that
financial wellness means so much more than just retirement assets. That’s why
our executive services, available through CAPTRUST at work, include
advanced financial planning, executive compensation planning, and more.
Company stock planning, concentrated position analysis, tax optimization,
legacy planning and wealth transfer, risk management and insurance
assessment, and business succession planning. We help your employees
maximize their chances of success and minimize the risks of accumulated
wealth. CAPTRUST at Work for Executive Employees includes on demand
support. From a dedicated financial advisor who is familiar with your
organization’s qualified and non-qualified plans, stock programs, and executive
compensation.
Through one-on-one meetings, our advisors can address timely questions and
help your key employees develop financial goals and plans tailored to their
unique needs. They can also create retirement income and wealth projections
that help your key employees visualize their financial future. So that they can
make better informed decisions all along the way to retirement.
As the benefit sponsor, you can determine the number of key people that receive
this service for a flat annual fee. CAPTRUST will meet with your key
employees in person or virtually using video and screen share technology. Your
chosen employees will also have access to CAPTRUST’s industry leading
financial wellness content, including Vested Magazine.
While we believe all employees can benefit from tailored financial advice, your
most senior employees often need extra help to navigate their complex financial
situations. For those who are interested, CAPTRUST can also deliver
discounted comprehensive wealth management services, which would include
ongoing discretionary asset management and implementation of all financial
planning recommendations to help them grow and guard their wealth.
To learn more about this valuable financial planning tool and the impact it could
have on your key employees, contact your financial advisor or visit
CAPTRUST.com today.
Disclosure: CapFinancial Partners, LLC (doing business as
“CAPTRUST” or “CAPTRUST Financial Advisors”) is an Investment
Adviser registered under the Investment Advisers Act of 1940. However,
CAPTRUST video presentations are designed to be educational and do
not include individual investment advice. Opinions expressed in this
video are subject to change without notice. Statistics and data have come
from sources believed to be reliable but are not guaranteed to be
accurate or complete. This is not a solicitation to invest in any legal,
medical, tax or accounting advice. If you require such advice, you should
contact the appropriate legal, accounting, or tax advisor. All publication
rights reserved. None of the material in this publication may be
reproduced in any form without the express written permission of
CAPTRUST: 919.870.6822 © 2024 CAPTRUST Financial Advisors
To download a copy of the transcript, click here.
To download a copy of the transcript, click here.
The video explains that a nonqualified deferred-compensation plan (NQDC) is a selective savings vehicle designed for roughly the top 10 percent of your workforce—those who routinely bump against 401(k) or 403(b) contribution ceilings. Because NQDCs are exempt from many IRS limits and most ERISA nondiscrimination rules, sponsors can:
Interest in nonqualified plans typically rises when top tax brackets are expected to increase, markets are strong, and unemployment is low—all factors that push executives to seek additional, tax-efficient savings space.
To download a copy of the transcript, click here.
To download a copy of the transcript, click here.
To download a copy of the transcript for this video, click here.
To download a copy of the transcript, click here.
CAPTRUST’s retirement plan clients benefit from the firm’s centralized model, which is supported by a deep bench of highly specialized talent. Learn about the suite of resources CAPTRUST’s institutional advisors leverage to create a best-in-class client experience, including investment manager due diligence, customized participant advice, vendor analysis, and the latest in cybersecurity.
To download a copy of the transcript, click here.
To download a copy of the transcript, click here.