Watch this webinar for a focused session designed to help retirement plan sponsors understand the implications of this change, prepare their plans, and ensure seamless compliance.
Key Topics:
An overview of SECURE 2.0 Roth catch-up requirements
Identifying impacted participants and key deadlines
Catch-up election methods and plan design considerations
Participant tax implications and correction options for plan sponsors
Best practices for coordination with payroll providers and recordkeepers
Important Update: On Thursday, November 13, 2025, the IRS released the 2026 retirement plan contribution limits, which changed the FICA wage limit for determining mandatory Roth catch-up contributions from $145,000 to $150,000.
For an overview of questions asked during the webinar, click here.
This webinar explores how proactive health planning—like executive health physicals—can support long-term financial goals and improve quality of life. Learn how CAPTRUST advisors are helping clients take a more complete approach to retirement and beyond.
Our speakers Raul Seballos, M.D. of the Cleveland Clinic and CAPTRUST’s Eddie Welch discussed how:
Health is a key factor in long-term financial planning.
Your physical well-being directly influences retirement strategies, healthcare costs, and overall financial security.
Proactive care can lead to better outcomes.
Cleveland Clinic’s executive health physicals offer same-day, comprehensive evaluations that help clients stay ahead of potential health risks.
Holistic planning is the future.
CAPTRUST advisors are integrating wellness into financial conversations to help clients make smarter, more informed decisions.
CAPTRUST recently announced the CAPTRUST Wellness Advantage: Powered by Cleveland Clinic, which combines access to Cleveland Clinic’s medical services with CAPTRUST’s signature client service, offering a concierge-supported approach to both financial and physical well-being.
Disclosure: CAPTRUST is not a medical provider and does not deliver health care, diagnostic, or treatment services. All medical services described herein are provided solely by Cleveland Clinic and its affiliated professionals. Participation in these services is voluntary and through a referral basis by CAPTRUST. CAPTRUST assumes no responsibility or liability for the medical advice, diagnoses, or treatments clients may receive as a result of a referral to Cleveland Clinic.
Over the past two decades, participant class action lawsuits—particularly those involving ERISA-covered defined contribution plans—have created ongoing challenges for plan sponsors and fiduciaries. Decisions regarding the hiring and monitoring of recordkeepers and trustees, along with the selection and oversight of investment options, are increasingly influenced by litigation risk concerns.
This webinar will dive into the core fiduciary duties of prudence and loyalty, highlighting common litigation triggers such as excessive fees, fund selection and performance, and company stock. It will also explore emerging areas of concern, including alternative investments, cryptocurrency, and cybersecurity.
Attendees will gain valuable insights into:
Fiduciary actions that commonly lead to litigation
Best practices for minimizing legal exposure
High-risk areas in fiduciary decision-making
Ideal for plan sponsors, fiduciaries, and benefits professionals, this session provides practical, actionable guidance to help navigate today’s complex legal landscape and strengthen fiduciary oversight.
Date: Thursday, December 04, 2025 at 4:00 PM Eastern Standard Time
This is a strategic webinar recording designed for plan sponsors who seek to improve the value and performance of their retirement plans. This presentation highlights how thoughtful plan design can help drive key business objectives—including tax efficiency, employee retention, cost control, and regulatory compliance.
Topics covered include:
The reasons plan design has been overlooked in recent years—and how to bring it back into focus.
A five-step process to align plan features with organizational goals.
Approaches for using flexible, modern plan documents to tailor benefits for different employee groups.
Real-world examples and case studies that show how strategic design choices can improve outcomes for both the organization and its employees.
Whether you’re aiming to simplify administration, attract top talent, or maximize contributions for key employees, this webinar recording offers actionable insights to help you design a plan that works—for today and for the future.
With increasing and varied litigation, it has become more difficult for retirement plan fiduciaries to manage their risk. Best practices have become more challenging as plaintiffs’ attorneys find new ways to sue plan sponsors, while at the same time fiduciary liability insurance has become less comprehensive and more expensive.
What’s a fiduciary to do? Join CAPTRUST and some of the leading experts in the field of fiduciary risk management as we provide practical solutions to these problems and help plan sponsors become more confident in managing their fiduciary risk.
Webinar Recap—Practical Playbook for Fiduciary Risk Management in 2024
Senior consultant Lisa Keith moderates a deep-dive discussion with three specialists who live and breathe plan-sponsor risk: Encore Fiduciary president Dan Aronowitz, Kilpatrick Townsend ERISA attorney Sterling Perkinson, and CAPTRUST defined-contribution practice leader Jennifer Doss. Together they outline where today’s biggest exposures lurk—and how committees of any size can blunt them.
The Current Risk Landscape
Regulator attention is up. IRS and DOL audits increasingly target late contribution deposits, missing-participant procedures, and cybersecurity controls—issues that crop up in small and jumbo plans alike.
Litigation keeps evolving. Beyond “excess-fee” suits, plaintiffs now attack conservative target-date performance, use of forfeitures, even allegedly low record-keeping fees that sacrifice service quality. Two recent BlackRock target-date cases underscore how meeting minutes and IPS language can be weaponized.
Six Habits of Lawsuit-Resistant Committees
Document everything. Courts look for robust agendas, pre-meeting packets, probing questions, and watch-list follow-ups—not rubber-stamp approvals.
Benchmark on a cadence. Conduct annual fee reviews or RFPs and keep evidence of any renegotiations or share-class moves.
Police performance with the right yardstick. Define benchmarks that match each fund’s risk profile before plaintiffs pick their own in hindsight.
Close the forfeiture gap. Spell out in the plan document how forfeitures are used (expenses vs. employer contributions) to avoid fiduciary-duty claims.
Outsource smartly. Shifting investment oversight to a 3(38) manager or administration tasks to a 3(16) fiduciary reduces, but never erases, your liability—monitor those providers and confirm they carry adequate insurance.
Match coverage to exposure. Fiduciary-liability policies now scrutinize fee structures and investment lineups; tailor limits and deductibles to current claim trends and insist on indemnification from outsourced fiduciaries.
Key Take-Home Messages
Process over perfection: Courts and underwriters reward committees that can prove a thoughtful, repeatable methodology—even when markets or expenses move against them.
Plan documents are risk tools: Venue-selection, arbitration, and clear IPS language can limit where and how claims are filed.
Insurance isn’t a silver bullet: It supplements (not replaces) diligent oversight, timely corrections via IRS/DOL programs, and a culture of continual improvement.
Learn about managing this fiduciary risk checklist to update your fiduciary calendar, shore up documentation gaps, and brief senior leadership before the next audit letter—or plaintiff’s subpoena—arrives.
One often-overlooked aspect of qualified retirement plan operations is the need for a prudent and comprehensive governance process. Plan rules and procedures are often contained in a series of governing plan documents and service agreements. Plan officials are faced with analyzing and interpreting numerous documents from multiple entities. By creating a governance process, plan officials can help ensure plan operations are consistent and adhere to fiduciary standards.
Jenny Kiffmeyer, JD, and COO of Retirement Learning Center covers several topics, including:
Understanding the importance of a plan governance process;
Assisting plan sponsors and committees in becoming better consumers of fiduciary services;
Identifying and addressing actual and potential conflicts of interest;
Avoiding the legal implications of inconsistent plan-related documents, service agreements and contracts; and
Assessing educational needs of committees and plan officials.
On April 2, President Trump announced wide-reaching tariffs for the U.S.’s global trading partners. These tariffs mark a major shift in U.S. trade policy, and raise important questions for consumers, corporations, and investors. Watch CAPTRUST Chief Investment Officer Mike Vogelzang and the Investment Committee in this webinar recording as they discuss the recent tariff announcements and how they are evaluating the investment implications.
A fiduciary is a person or organization who prudently takes care of money or assets for another person or organization. Under the Employee Retirement Income Security Act of 1974, also known as ERISA, retirement plan sponsors are fiduciaries of their retirement plans. This means they are legally bound to act solely in the best interest of their plan participants. Fiduciaries who fail to fulfill that duty can face penalties and personal liability for plan losses.
Topics covered include:
How you can identify plan fiduciaries;
Four critical fiduciary responsibilities;
The potential consequences of a fiduciary failure;
Fiduciary liability reduction strategies and tactics; and
How to differentiate between the two Department of Labor (DOL) fiduciary correction programs.
Whether you’re in the early stages of your estate planning goals or looking to fine-tune an existing plan, this webinar offers actionable insights to help you craft a successful estate planning strategy. Explore the key elements of estate planning and learn how to protect what you’ve built for future generations.
Topics covered include:
determining what’s in your estate and its potential value;
understanding how probate works and strategies to avoid it where possible;
identifying who you want to impact and when to distribute your assets; and
creating a customized estate planning strategy to meet your personal and financial goals.
Social engineering attacks—such as phishing and romance scams—are now more common than ever. These scams put retirement plan participants at risk of losing their entire account balance. How can plan sponsors help participants protect themselves from scammers and other malicious actors? Watch our webinar recording to learn about common scams and what sponsors can do about them.
Topics covered include:
common attacks we’re seeing in the market today;
key practices for raising fraud awareness;
tips for ongoing participant education; and
trustworthy resources to stay attuned to evolving scams.
This webinar recording is moderated by Lisa Keith, CAPTRUST senior manager of plan consulting, with a panel discussion by:
Jon P. Atchison, CAPTRUST senior team lead of information security and network
Dan DiGiacomo, CAPTRUST principal and financial advisor
Cynthia Boyle Lande, JD, BrownWinick member attorney